What is a payday loan cash advance?
A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With Payday Loans Cash Advance you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account. |
How much can I borrow?
You can borrow between £300 - £1000 for your first loan. Once your first loan has been repaid in full, you will have the option to borrow more for each subsequent loan. The maximum amount that you may borrow is based on your take home pay. |
Do they perform credit checks?
The payday loan companies we work with do not perform credit checks. However, they occasionally verify information submitted with several national databases.
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Do I need to be paid by direct deposit?
Yes, in order to qualify for a payday loan you must receive your paycheck by direct deposit.
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I am paid by Social Security, do I qualify?
No, unfortunately, we cannot proceed with a payday loan if that is the case. You must be actively employed in order to qualify for a loan with any of the payday loan companies we work with. Types of income they do not accept are: Social security, Retirement Pay, Commission only, nor those paid only by mileage. |
What documentation will I be required to send in?
You are not required to fax in any documents, providing that all information needed to issue your loan can be obtained.
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How to send your documents?
Once you have been approved you will receive an email with further instructions. This will include how to or if you need to send any documents via Fax or Email.
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How long can I have the funds for?
Payday loans are usually due back on your next payday. This can be a maximum period of 14 days. If you still feel strapped for cash on the day your loan is due back, you can usually request a re-loan on the very same day.
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How do I pay back the loan?
They automatically debit the loan amount, plus their fees from your account. This is done via a preauthorized debit directly from your account. The funds come out of your account the same way that they went in. This way there are no extra costs from them, nor from your bank.
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Can I make payments on my loan?
The payday loan companies we're associated with do not offer refinancing or rollovers on our loans, but we do offer a same day loaning process. This means that once your loan is paid back in full, you are able to make a loan request and have the loan issued out the same day.
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Is there an application fee to apply with Payday Land?
Payday Land is a free service and will never charge any payday loan applicants.
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Is my application and financial information secure?
Absolutely. We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
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